Taiwan Offshore Investment

台灣匯款須注意贈與稅的問題 三親等內的金錢往來若沒有實際的文件公證 很容易被視為贈與

外國人可在 etrade 和 schwab 開戶 郵件可直接寄至國外地址 且可申請支票使用 支票與證券為同一戶頭 有些尚可申請提款卡或信用卡 所以可直接在美國使用

外國人在美國開戶 須有下列文件
W-8BEN 外國身分說明表
外國護照影本
美簽影本 或 銀行存款證明,水電費電話費帳單證明國外的住址

美國一般證券戶頭的匯款 有些會要求匯款人與收款人必須為同一人

美國一般證券戶頭的審查會比銀行戶頭鬆 大多不須本人親自臨櫃開戶 只要具備所需文件即可

美國的外國人帳戶 主要在查金錢來源是否與恐怖或犯罪活動有關 另一問題 在此外國人是否為美國居民

ABS.HomeEquity Index - ABX.HE

Check ABX.HE. Once the falling trend is stablized, the subprime turmoil will be calmed down.

China Relax the Restrictions on Offshore Investment

According to China Banking Regulatory Commission, the clients of commercial banks now can make offshore investment in equities and the related structured products, but not "commodities-based derivative products, hedge funds and debt securities with credit ratings below BBB as assigned by an international credit rating agency."

There are still some minor restrictions... such as "The total value of the investment in listed equities shall not exceed 50% of the total net asset value of each overseas wealth management product; the value of investment in an individual equity shall not exceed 5% of the total net asset value of each overseas wealth management product. The commercial banks shall regularly adjust the portfolio to ensure that the aforesaid limits are complied on an on-going basis."