Paradigm Shift

Unrealistic Return - No sense of return/risk, and try to earn 30% plus a year.

Benchmarking - Try to make better return than the broad market index.

Absolute Return - Try to earn absolute return rather than the fluctuated index return.

Target Return - Set a floating target return and adjust the target according to the economic conditions.

Target Cash Flow - Focus on the positive monthly cash flow rather than on the annual return.

Inverse/Leveraged Funds

Go to the following sites...
ProFunds
ProShares
RydexInvestments

You can see how they setup the funds in their annual reports.

Inverse Funds:
- Fixed Income: Repo + Bonds
- Inverse: Futures(Short) + Swap(Short Equity Index)
- Hedge: Options(Buy Call)

Leveraged Funds:
- Fixed Income: Repo + Bonds
- Leverage: Equity(Long) + Futures(Long) + Swap(Long Equity Index)
- Hedge: Options(Buy Put)